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07-Oct-2015 08:21

The question often arises: When do I need commercial automobile coverage to protect my employees, my business and myself from the ill-effects of auto accidents?Commercial Automobile coverage is needed by the business if you and your employees will use titled vehicles for your work.It is not smart to try to split hairs with a personal auto insurance company when a terrible auto accident has happened over the amount of commercial use verses personal use.The insured could lose everything and the broker could have a significant E&O suit on his/her hands.Businesses should add coverage for hired and non-owned to protect them when employees use their vehicles on the company behalf or when they use a vehicle that does not belong to them.

The singer and Disney channel star have been on and off since 2010, when they both exploded onto our screens.

Some ill-informed advisors or brokers will advise small business owners that a commercial policy is an unneeded expense they can do without.

If the vehicle is titled in the business or corporation’s name you need a commercial policy.

Jelena’s fight began when earlier in the day he posted a black-and-white photo of himself and Richie, 17, who has joined his tour in Japan, with the words: “I’m gonna make my Instagram private if you guys don’t stop the hate this is getting out of hand, if you guys are really fans you wouldn’t be so mean to people that I like.” #Selena Gomez gives #Justin Bieber some advice 😩 This comes after #Justin Bieber threatened to make his Instagram private if fans continued to disrespect his girlfriend #Sofia Richie A photo posted by The Shade Room (@theshaderoom) on Bieber, 22, only recently began to follow Gomez again in June.

He previously unfollowed her on the social media site in November 2014 after the pair split.

The singer and Disney channel star have been on and off since 2010, when they both exploded onto our screens.

Some ill-informed advisors or brokers will advise small business owners that a commercial policy is an unneeded expense they can do without.

If the vehicle is titled in the business or corporation’s name you need a commercial policy.

Jelena’s fight began when earlier in the day he posted a black-and-white photo of himself and Richie, 17, who has joined his tour in Japan, with the words: “I’m gonna make my Instagram private if you guys don’t stop the hate this is getting out of hand, if you guys are really fans you wouldn’t be so mean to people that I like.” #Selena Gomez gives #Justin Bieber some advice 😩 This comes after #Justin Bieber threatened to make his Instagram private if fans continued to disrespect his girlfriend #Sofia Richie A photo posted by The Shade Room (@theshaderoom) on Bieber, 22, only recently began to follow Gomez again in June.

He previously unfollowed her on the social media site in November 2014 after the pair split.

Christina Garibaldi and Ian Drew dished on all the latest during Us Weekly's Facebook Live News Update.